Arab Bank Group Experiences 6% Profit Surge in First Half of 2025, Amassing $535 Million Revenue
Arab Bank Shines in First Half of 2025
In a remarkable show of resilience and strategic acumen, Arab Bank has excelled in the first half of 2025. The bank's strong performance has been recognised with the prestigious "Best Bank in the Middle East 2025" award by Global Finance magazine [1].
Chairman Sabih Masri attributed the bank's success to its strategic approach and adaptability in the face of economic challenges and regional uncertainties. He emphasised the bank's commitment to prudent growth, sustainable development, and delivering healthy returns for shareholders [2].
Key elements of Arab Bank's integrated corporate strategy include sustained prudent growth of operations, strengthening capital base and financial resilience, and enhancing the bank's international presence [3]. The bank's total equity stands at $12.5 billion, while assets under management have reached CHF 18 billion [4].
The bank's balance sheet growth for the first half of 2025 is 9%, with assets growing by 9% to reach $75.2 billion. Deposits have grown by 9% to $55.3 billion, and loans have shown a net growth of 6% to reach $39.8 billion [4]. Arab Bank's loan-to-deposit ratio stands at 72%.
Arab Bank Switzerland, a key component of the Group, has expanded its footprint with the successful merger of Gonet & Cie SA and ONE swiss bank [3]. This strategic move has strengthened the bank's financial resilience and increased its operational entities abroad.
Credit provisions held against non-performing loans by Arab Bank Group exceed 100%, demonstrating the bank's prudent risk management practices [4]. The bank maintains a strong capital base with a capital adequacy ratio of 17.1%.
Ms. Randa Sadik, Chief Executive Officer, reported a 5% increase in revenue for the Group in the first half of 2025 [5]. With net income after tax increasing by 6% to $535.3 million, Arab Bank's performance in the first half of 2025 is a testament to its resilience and strategic vision [4].
[1] https://www.arabbank.com/en/media-center/press-releases/arab-bank-wins-best-bank-middle-east-2025-award-global-finance-magazine [2] https://www.arabbank.com/en/media-center/speeches/speech-mr-sabih-masri-chairman-board-directors-arab-bank-group [3] https://www.arabbank.com/en/media-center/press-releases/arab-bank-completes-merger-gonet-cie-sa-one-swiss-bank-sa [4] https://www.arabbank.com/en/investor-relations/financial-results [5] https://www.arabbank.com/en/media-center/speeches/speech-ms-randa-sadik-chief-executive-officer-arab-bank-group
- In light of Arab Bank's impressive financial standing, the bank's strategic approach extends beyond banking, reaching sectors like finance, business, and investing.
- Arab Bank's strong performance in 2025, which includes a reduction in the loan-to-deposit ratio and a significant increase in net income, also demonstrates its commitment to sustainable health and development.
- As Arab Bank continues to expand its international presence and strengthen its financial resilience, it may consider venturing into other fields, such as healthcare finance or investing in innovative healthcare ventures.
