Bank UralSib boosted its mortgage lending by 1.7 times
In the proceeding months, Bank Uralsib noticed a notable surge in mortgage lending for secondary properties using the bank's own mortgage programs, accounting for nearly half of all issued loans. The "Семейный Ипотечный" program, a government-sponsored initiative for families with children, saw its volume grow an impressive 150% compared to the same period the previous year, reaching 7.5 billion rubles.
Bank Uralsib's overall mortgage portfolio increased from 133.2 billion rubles in June 2024 to 147.3 billion rubles in June 2025.
It's essential to evaluate your financial capabilities and risks before diving into mortgage commitments. You can learn about the bank's mortgage programs, apply, or ask questions in various ways: visiting Bank Uralsib's branches, calling 8-800-250-57-57, or checking out the official PJSC "BANK URALSIB" website.
Here's a quick rundown of current trends in lending:
- Secondary housing mortgage rates are slightly higher than a year ago due to broader market trends and Central Bank policies, generally ranging between 9.5% to 11% (annual rate).
- The Family Mortgage program, geared towards eligible families, offers reduced interest rates usually around 7% to 8.5%.
- Eligibility and loan restrictions may have tightened as a result of updated regulations. However, Bank Uralsib continues to streamline its application and processing capabilities, making it easier for applicants to get approved.
Реклама. ПАО "БАНК УРАЛСИБ", uralsib.ru, erid: F7NfYUJCUneTRUYsGYrd
For those with children, Bank Uralsib's Family Mortgage program may be worth considering. Just remember that, as always, it's crucial to weigh your financial capacity and risk tolerance before making your decision. If you opt for the Family Mortgage program, you might benefit from direct subsidies or rebates to lower your monthly mortgage payments.
Ensure to double-check the latest program details, conditions, and interest rates by reaching out to Bank Uralsib directly or on their website. After all, mortgage conditions can change rapidly in response to macroeconomic or regulatory developments.
It is recommended to explore the Family Mortgage program offered by Bank Uralsib for those with children, given that it provides reduced interest rates and potential direct subsidies or rebates. For up-to-date program details, conditions, and interest rates, visit Bank Uralsib's official website or contact them for the most accurate information, as mortgage conditions can change due to macroeconomic or regulatory developments.
