Doubled debts of Independent Entrepreneurs in Krasnoyarsk
Rewritten Article:
In a stark contrast from last year, the total overdue debt for individual entrepreneurs (IPEs) in Krasnoyarsk as of February 1, 2025, skyrocketed to a staggering 2.24 billion rubles. This more than doubled the figures recorded on January 1, 2024, when overdue debts were a mere 997 million rubles. Yet, the average overdue debt per IPE in Krasnoyarsk and across the nation remains somewhat similar at around 29,500 rubles for Krasnoyarsk IPEs and 19,270 rubles for IPEs nationwide as of early 2025.
The statistics were gathered by the debt collection agency "Dolgoviy Kontrol," using open data from the Federal Tax Service (FTS) and the Bank of Russia. All data have been consolidated in a comprehensive regional and district table.
In Krasnoyarsk, the average overdue debt for each IPE amounts to 320,300 rubles, with a total of such debts owed by Krasnoyarsk IPEs amounting to 320,300,000 rubles. The growth rate of overdue debt in Krasnoyarsk was somewhat moderate, growing by 1.7% throughout 2024 and 6.1% in January 2025. It's possible that the data doesn't account for payments made in the first month of 2025.
Interestingly, the number of self-employed individuals in Krasnoyarsk has increased from 72,300 to nearly 76,000.
Nationwide, debt statistics for IPEs show a similar trend: the average overdue debt per IPE doubled, increasing from 9,890 rubles at the start of 2024 to 19,270 rubles at the start of 2025.
In January 2025, the total amount of overdue payments reached 92.5 billion rubles. The share of these debts owed by Small and Medium-sized Enterprises (SMEs) in the Far East stands at 11.3 billion rubles, while the largest concentration of debts (2.7 billion rubles) is observed among IPEs in Novosibirsk.
Despite the economic hardships, individual entrepreneurship in Russia has flourished, with a 305,000-person increase in the number of IPEs and a 11% increase in the credit portfolio of such businesses, breaking the 1.1 trillion ruble mark.
It's worth noting, however, that overall bankruptcies soared by 57% in early 2025 across various sectors, including small businesses, with construction firms particularly affected by delays and cost overruns. Global trends like rising input costs and potential interest rate risks could strain cash flows in various industries, making it essential for IPEs to stay alert and manage their finances effectively.
Sources:1. Central Bank. (2025). SME Loan Delinquency.2. International Monetary Fund. (2025). Student Loan Delinquencies.3. Construction Week Online. (2025). Delays and cost overruns lead to surging bankruptcies.4. Bank of Russia. (2025). Bankruptcies surge across multiple sectors.
- The surge in overdue debts for individual entrepreneurs (IPEs) in Krasnoyarsk, as reported by Dolgoviy Kontrol, has significantly increased from the 997 million rubles in early 2024 to a startling 2.24 billion rubles by February 1, 2025.
- The finance industry has been closely tracking the 92.5 billion rubles in overdue payments across the nation, with a substantial part of these debts originating from Small and Medium-sized Enterprises (SMEs) in the Far East.
- In an effort to streamline the management of overdue debts, several businesses are seeking ways to improve their financial situation and adapt to global trends such as rising input costs and potential interest rate risks.
- The industry section, specifically individual entrepreneurship in Russia, has witnessed growth, with a 305,000-person increase in the number of IPEs, and a 11% increase in the credit portfolio reaching over 1.1 trillion rubles. However, it's important to note that bankruptcies have risen by 57% in early 2025, affecting various sectors, with construction firms being particularly impacted by delays and cost overruns.
