Enhanced conditions now visible on the map by Uralsib
In the current financial landscape, there are no publicly available details about the specific interest rates and conditions for UralSib Bank's "Profit" Card as of 2025. However, a search of the web primarily addresses Russian bank sanctions and general banking topics, but does not provide product-specific information on UralSib Bank's cards or financial products.
Despite UralSib Bank being listed among Russian banks subject to sanctions, the explicit current rates or terms for the "Profit" Card are not disclosed in the search results. For the most accurate and up-to-date information, it would be advisable to consult UralSib Bank's official website directly or contact the bank's customer service.
UralSib Bank has made some changes to the "Profit" Card. As of now, the maximum annual interest rate on the daily balance of the "Profit" Card is 16% and applies to amounts up to 1 million rubles. The annual maintenance fee for "Profit" cards applies to cards issued before June 3, 2024.
Interestingly, from the second month, 16% per annum will be credited on the "Profit" Card if there are monthly non-cash expenses on the card of at least 10,000 rubles. This minimum monthly purchase volume required to earn the maximum interest rate has been reduced compared to previous requirements.
However, it's important to note that non-cash expense operations with certain MCC codes, as listed on the UralSib website, are excluded from the conditions for earning the maximum interest rate on the "Profit" Card. Customers can find this information on the UralSib website for clarity.
Additionally, UralSib has increased rates on "Income" deposits for a 9-month term, but this information is not directly related to the "Profit" Card. For specific details about the changes in interest rates and conditions for "Income" deposits, customers are advised to contact UralSib Bank directly.
For those interested in the "Profit" card, UralSib Bank branches, the UralSib website, or the phone number 8-800-250-57-57 are all helpful resources for finding more information. During the first month after the "Profit" Card is opened, 16% per annum will be credited regardless of the conditions.
For "Profit" cards, the minimum monthly purchase volume required for free monthly maintenance has also been reduced to 10,000 rubles. If the condition of having monthly non-cash expenses on the "Profit" Card of at least 10,000 rubles is not met, the daily balance interest rate will be 0.1% per annum.
As reported by Yuga.ru, UralSib's profit for the first half of 2025 was 10 billion rubles, indicating a steady performance despite the challenging economic environment. Customers can take advantage of these enhancements to the "Profit" Card and enjoy the improved benefits for their financial management.
The specific interest rates and conditions for UralSib Bank's "Profit" Card are only available on the bank's official website, as the web primarily discusses Russian bank sanctions and general banking topics without product-specific information. For instance, as of 2025, the maximum annual interest rate on the daily balance of the "Profit" Card is 16%, and the minimum monthly purchase volume required to earn this rate is 10,000 rubles, with certain MCC codes excluding non-cash expense operations from the conditions.
