Financial Perks for Big Families living in Switzerland unveiled
Switzerland is taking significant strides to support large families by enhancing various social benefits. Here's a breakdown of the key changes and what families can expect.
Starting in 2026, financial aid for children and youth in Swiss schools and vocational training is set to increase. The minimum monthly support will rise from 250 Swiss francs to 300 francs. This is part of broader funding increases approved by the Swiss Federal Council, which also includes increased funding for youth programs like Jugend+Sport, effective from 2025–2026.
In 2024, the Swiss government approved an increase in financial assistance for children and those pursuing training or higher education. This move aims to provide additional support to families with growing financial responsibilities.
Large families may also be eligible for housing allowances. The amount of these allowances is determined by the cantonal social welfare system, taking into account both income and assets. Eligibility for housing support or other social benefits for large families with low income is also determined by the cantonal social welfare system.
If a family has three or more children, they may receive financial help with health insurance costs. Some health insurance providers offer discounts for large families, starting with the second or third child. It's essential for families to shop around for providers that offer lower premiums.
The family allowance amount varies by canton, with the threshold for entitlement also differing. For instance, in Zug, family allowance is 300 francs, while in Basel-City, child allowance is 275 francs and educational allowance is 325 francs. In Vaud, these payments are 340 and 440 francs respectively, and in Geneva, family allowance is 311 francs per child, and educational allowance amounts to 415 francs.
17 cantons currently pay more than the federal minimum for family allowances. However, cantons that exceed the federal minimum will not need to increase their allowance, while others will have to meet the new threshold.
The exact amounts for housing allowances are based on both income and assets, as determined by the cantonal social welfare system. Families should contact their cantonal authorities to determine their specific entitlements and learn how to apply for subsidies annually.
Social assistance offices in municipalities can provide information and help regarding benefits for large families. It's also worth noting that any legal resident of Switzerland is entitled to these benefits, regardless of nationality.
For families who may not be eligible for government help due to income, there's still a possibility to benefit from cheaper health insurance premiums. It's crucial for families to explore their options and find the best solutions for their unique circumstances.
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