Struggling with high car insurance costs?
Going Easy on Those Insurance Bills in 2025
Brace yourself! Car insurance rates are expected to skyrocket next year. Time to find a wallet-friendly provider!
Find your perfect fit with our nifty tariff comparison calculator:
In the coming year, trim your budget with these affordable insurance providers:
- Auto-Owners: Makes a strong pick as the budget-friendly auto insurance kingpin, with an average full coverage monthly premium of roughly $157 ($1,890 annually). Wow younger drivers with its offering of student discounts and competitive rates1.
- Nationwide: Another financial-savvy choice, with an average monthly rate hovering around $1692.
- USAA: Proffers competitive prices averaging $172 per month2. This top-rated insurer caters primarily to military members and their families but offers competitive rates2.
- Geico: Price tags can be surprisingly low, with some quotes reaching as little as $87 per month—depending on your coverage and location2.
- Progressive: The go-to choice for seniors in New York, with rates around $87 per month for the general public and as low as $78 per month for those 65 and older4.
Local factors play a significant role in insurance costs. States like Ohio, Montana, North Dakota, and Missouri usually have more affordable rates due to factors such as population density, road quality, and crime rates3.
Save time and energy by using online rate comparison tools. Tools like the one on Bankrate, which offers state-specific car insurance rate comparisons to help you find quotes and gauge average rates in your region1. Other websites provide free tools designed to gather quotes from top insurance companies, helping you nab the best deal in a jiffy2.
Key Takeaways
- Affordable insurance players: Auto-Owners, Nationwide, USAA, Geico, Progressive.
- Rates depend on your state, age, driving history, and more.
- Skip the hassle of contacting individual companies! Use online tariff comparison calculators found on sites like Bankrate or specialized insurance comparison platforms to get personalized quotes faster and save time.
This smart approach helps you land the lowest premiums for your coverage needs in 2025!
Consult various online resources like Bankrate for personalized car insurance quotes, saving you time and effort in scouring different providers 1. By comparing costs from top insurers such as Auto-Owners, Nationwide, USAA, Geico, and Progressive, you can find the most affordable policy for your financial needs in 2025 2.
