Tech Sector in Ghana Secured Approximately $36 Million in Capital During the First Half of 2025
In the second half of 2025, Ghana's tech ecosystem is set to experience significant growth, with the fintech sector leading the charge. This prediction is influenced by broader African trends and specific developments within Ghana.
The fintech sector in Ghana has shown remarkable growth, with a 33.4% increase in transactions in Q1 2024, reaching GH¢576.03 billion. This trend is expected to continue, driven by the increasing adoption of digital financial services. Ghana is preparing to introduce its own digital asset regulations, which could further boost fintech investment. The upcoming Africa Money & DeFi Summit in Accra will focus on stablecoins and Web3 technologies, potentially attracting more investment. Key areas of investment are expected to be cross-border payments and embedded finance, as these are key drivers of financial inclusion in Ghana and West Africa.
While specific data on e-mobility investment trends in Ghana for the second half of 2025 is limited, the sector globally is gaining traction. Africa, with its environmental concerns and technological advancements, is making e-mobility a focus area. Ghana, with its growing tech ecosystem, could attract attention from investors looking to capitalize on the continent's potential for sustainable transportation solutions.
Agritech, an emerging sector in Ghana, could see increased investment due to the country's agricultural potential and the need for innovation in farming practices. The sector is expected to leverage technology to improve efficiency and productivity in agriculture, which could attract investment from both local and international investors seeking to enhance food security and sustainability in Africa.
In the first half of 2025, the Ghanaian tech ecosystem received an estimated $36 million in venture capital funding. Notable investments include Zeepay, a fintech company, which raised $18 million, securing the largest publicly disclosed funding round of the year. Other notable investments include Affinity Africa, a digital banking startup, which raised $8 million, and Complete Farmer, an agritech platform, which closed a $2.5 million round. Jetstream Africa, a logistics and supply chain startup, and Kofa, an electric mobility company, also reportedly raised undisclosed amounts.
Despite modest deal volumes compared to larger African markets, there is resilience in Ghana's startup scene amid a cautious investment climate. As the second half of 2025 approaches, more funding disclosures are expected to emerge, further indicating the promising future of Ghana's tech ecosystem. With strategic location and growing regulatory support for digital technologies, Ghana is well-positioned for increased investment across various sectors.
The increasing adoption of digital financial services, led by the fintech sector's growth, is anticipated to be a key driver in Ghana's technology-fueled business expansion in the second half of 2025. With Ghana's upcoming digital asset regulations and the Africa Money & DeFi Summit focusing on stablecoins and Web3 technologies, fintech investment is expected to surge. On the other hand, while specific data on e-mobility investment trends in Ghana for the same period is limited, Africa's focus on sustainable transportation solutions could attract investors looking for opportunities in Ghana's developing e-mobility sector.
