Top Bank Rewards for New Customer Accounts in June 2025
For individuals seeking to start a new checking or online savings account, several banks are offering financial incentives as high as $3,000 for giving them your money! Compare these bank account bonuses to find the best deal for you, and don't forget to check other exciting incentives, such as brokerage account bonuses.
However, be aware that each bank has specific eligibility requirements for earning these bonuses. Visit the bank's website for more details to see if you qualify.
Here's a rundown of some of the top checking account bonuses available:
- Chase (Private Client): Earn up to $3,000 for opening a Chase Private Client Checking account or upgrading an existing account. Requirements include meeting with a Private Client Banker, depositing between $150,000 and over $500,000, and maintaining your balance for 90 days.
- Huntington National Bank: Open the Perks Checking Account or the Platinum Perks Checking account to receive a $400 or $600 bonus, respectively. Requirements include receiving at least $500 or $25,000 worth of qualifying direct deposits within 90 days and keeping the account for at least 90 days.
- BMO Bank: You can earn a $400 bonus by opening a qualifying BMO checking account like Smart Advantage or Smart Money Checking and receiving $4,000 worth of qualifying direct deposits within 90 days of opening the account.
- PNC Bank: Earn between $100 and $400 with a new Virtual Wallet account depending on the account tier you choose. Requirements include making relevant direct deposits within 60 days of opening the account.
For savings or money market account bonuses:
- CIT Bank: Earn up to $300 by opening a CIT Bank Platinum Savings Account or a money market account. Deposit $25,000 or $50,000 during the first 30 days to receive the $225 or $300 bonus, respectively.
- TD Bank: Earn $200 by opening a new TD Signature Savings or TD Simple Savings account and depositing at least $10,000 within 20 days of opening the account. Maintain the balance for another 90 days.
For businesses:
- Huntington National Bank: Earn up to $1,000 by opening one of the following new business checking accounts: Business Checking 100, Unlimited Business Checking, or Unlimited Plus Business Checking. Deposit the required minimum amount, make the necessary transactions, and maintain the account for 90 days to earn the bonus.
- PNC Bank: Open a new PNC Business Checking account, Business Checking Plus account, Analysis Business Checking, or Treasury Enterprise Plan to earn bonuses of up to $1,000. Requirements vary by account type.
- Axos Bank: Small businesses can open a business checking account to earn up to a $400 bonus for Business Interest Checking or Basic Business Checking account. Use the START200 code for newly-formed businesses or the NEW400 code for more established businesses to earn the bonus. Requirements include depositing the minimum amount within a specified period and maintaining certain average ledger balances and debit card transactions.
The finance industry in the banking-and-insurance sector offers competitive savings accounts and checking accounts bonuses. For instance, opening a Chase Private Client Checking account can earn you up to $3,000, while depositing $25,000 or $50,000 within 30 days in a CIT Bank Platinum Savings Account or money market account can secure you up to $300 in savings account bonuses. Meanwhile, businesses can also benefit from these financial incentives, with Huntington National Bank offering up to $1,000 for opening specific business checking accounts.
