USDC Availability Expands in Africa through Yellow Card's Integration with Circle Payments Network.
In a significant move, Yellow Card, a stablecoin payment platform, has integrated with the Circle Payments Network (CPN), opening up opportunities for faster and more affordable financial transactions across Africa. This development is set to revolutionise the digital finance landscape in the continent, particularly in Nigeria, one of Africa's largest and most important markets.
The integration will enable real-time Nigerian Naira (NGN) payouts, facilitating instant, low-cost cross-border and domestic payments, including remittances, payroll, gig economy transactions, and trade finance. By bridging traditional finance with decentralized blockchain protocols, this partnership aims to reduce remittance fees by up to 70%, accelerate transaction speed relative to conventional banking, and promote financial inclusion and economic opportunities throughout Africa.
The partnership with Visa is an additional initiative by Yellow Card to expand its services. This allows Yellow Card users to convert USDC into local fiat currencies, expanding access to traditional finance services. The growth of Yellow Card's operations and transaction volumes indicates its increasing importance in Africa's digital finance landscape.
Despite regulatory challenges, Yellow Card continues to push forward with its strategy for growth and financial inclusion in Africa. The financial corridor for Nigeria has been expanded with the entry of Yellow Card into the Circle Payments Network (CPN). This move is part of Yellow Card's broader strategy for expansion, which promises ongoing expansion of stablecoin access, increased user adoption in key markets, and enhanced infrastructure development.
The Circle Payments Network (CPN) is a network that facilitates USDC transactions. USDC is a stablecoin that is part of the Circle Payments Network (CPN). This integration places Yellow Card and CPN at the forefront of Africa's evolving digital payments landscape.
As stablecoin adoption grows, especially in remittances and retail payments, Yellow Card and CPN are well-positioned to catalyse a broader digital currency economy that bridges fiat and crypto, fostering greater financial inclusion and economic growth in Africa.
Sources: [1] Coindesk (2025). Yellow Card Integrates with Circle Payments Network for USDC Settlements Across Africa. [Online] Available at: https://www.coindesk.com/business/2025/08/01/yellow-card-integrates-with-circle-payments-network-for-usdc-settlements-across-africa/
[2] Cointelegraph (2025). Nigeria's Crypto Economy Grows with Stablecoins, Yellow Card Partners with Visa for Fiat On-Ramp. [Online] Available at: https://cointelegraph.com/news/nigeria-s-crypto-economy-grows-with-stablecoins-yellow-card-partners-with-visa-for-fiat-on-ramp
[3] The Block (2025). Stablecoins Promise to Disrupt Costly Legacy Systems in Africa's Payments Ecosystem. [Online] Available at: https://www.theblockcrypto.com/post/91322/stablecoins-promise-to-disrupt-costly-legacy-systems-in-africa-s-payments-ecosystem
[4] Finextra (2025). Yellow Card Partners with Visa to Expand Services, Boost Financial Inclusion in Africa. [Online] Available at: https://www.finextra.com/news/fullstory.aspx?newsitemid=62804
The partnership between Yellow Card and the Circle Payments Network (CPN) targets the financial industry, seeking to revolutionize digital finance in Africa through faster and more affordable transactions. By integrating with CPN, Yellow Card will facilitate real-time Nigerian Naira payouts for various business transactions, including remittances and trade finance.
The growth of stablecoin adoption in Africa, particularly in remittances and retail payments, positions Yellow Card and the Circle Payments Network at the vanguard of Africa's digital payments industry, fostering financial inclusion and economic growth.
